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approaching went down beneath the load of the mortgage. They were forced to sell their belongings and move to the United States. `Only for the mortgages we could have pulled through,' was their bitter cry. It was a cruel blow, and Canada lost many good citizens at that time.

"In one respect we were favoured," continued Mr. Corrigan with a smile. "Most of those who settled in Kinloss went there in the prime of life. There were few children to educate or aged to care for. But for this I do not know how any would have pulled through. Death came occasionally, even to a community in which the death rate was low because of the ages of those composing it, and in the absence of regular cemeteries, most of those who died were buried on the farms their labour had been helping to create. One such burial-place was located on one of my own farms. Facilities for marriage were as scarce as facilities for burial. When my wife and I were married we had to go to Owen Sound for the purpose, and we spent two days going and a like time returning.

"The infrequency of religious services also bore heavily on the pioneers. This hardship was felt with especial severity by the Roman Catholics, who were fewer in numbers than the Protestants. Our first priest had his head-quarters in Owen Sound. He was able to visit us only once a year, and the entire journey from Owen Sound was made on foot.

"Our first wheat was cleaned either by sifting it through a screen or placing it on a sheet and then shaking the sheet so as to throw the grain

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