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assured competence by the growth of the nation's wealth. One hears of push-cart men becoming semi-millionaires within a few years, and the stimulus of such tales is not lost in the telling. In Toronto, as in New York (Borough of Manhattan), the downtown landowners are mostly corporations or Jews.

But, typical as it is in many respects, the " ward " is not all of Toronto. The backbone of the city's population, its pith and marrow, are still Canadian. And as Canadians their interests are chiefly in the home life. A drive in a tally-ho, a view from the tower of the University or of the City Hall will convince the visitor of this fact. Few, if any, of the cities of America, certainly none in Europe, can show so many miles of comfortable and even commodious dwelling-houses in proportion to the population. But here, too, conditions are changing. Seven years ago there were only three apartment houses in the city. Now they number 300. With the great increase in land values, the decrease in the supply of domestics, and the lowness of the Ontario birthrate, such substitutes for the true home are sure to be multiplied. Hitherto they seem to have had no effect in diminishing the rapidity of the city's territorial growth.

That growth has been guided to some extent by the geological conditions. The successive hill-plateaus which mark the earlier shore-lines of Lake Ontario formed boundaries to the north, and so the city till quite recently expanded east and west along the lake front till it extended from the Humber Bay


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