JOHN CALVIN SMITH, banker,
Seaforth, Out., «•as born April
,---i iitll, 1S57, at Bownialiville,
Out. He is the eldest soli of the late
Rey-. John Smith, minister of Erskine
Presbyterian Church, Toronto. The
subject of our sketch received his edu-
cation at the public and High schools
of Bo«-inaneille. On leaving school
he entered the bank at Port Perry,
where he remained for a few months.
Afterwards he occupied positions at
different places, including Toronto.
He then joined the staff of the Bank
of Commerce, in which he remained
four years, with much satisfaction to that